Data Collection
Non-financial data
Major energy usage
| Type | (Unit) | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|
| Electricity (amount used) | MWh | 18,276 | 18,581 | 18,346 |
| Amount of electricity derived from renewable energy | MWh | 1,035 | 5,704 | 5,665 |
| Solar-powered generation (in-house consumption) | MWh | 0 | 333 | 404 |
| City gas | 1,000m3 | 326 | 296 | 328 |
| Gasoline | L | 336,181 | 410,910 | 327,817 |

Greenhouse gas (GHG) emissions
Scopes 1 and 2 are the entire Group’s emissions
Scope 3 (excluding Category 15) applies to the Company and the Bank of Kyoto
Scope 3 (Category 15) applies to listed shares and corporate bonds, business loans, and project finance of the Bank of Kyoto
| Item | Calculation result (t-CO2) | |||
|---|---|---|---|---|
| FY2023 | FY2024 | FY2025 | ||
| Scope 1 (direct emissions) | 1,511 | 1,554 | 1,466 | |
| Scope 2 (indirect emissions) | 6,207 | 5,257 | 5,097 | |
| Scope 3 | 8,624,218 | 9,786,257 | 9,464,654 | |
| Category 1 | Purchased goods and services | 13,061 | 14,624 | 11,278 |
| Category 2 | Acquired capital goods | 5,135 | 6,099 | 5,231 |
| Category 3 | Fuel and energy-related activities | (Not calculated) | 6,291 | 6,243 |
| Category 4 | Upstream transportation and distribution | N/A | ||
| Category 5 | Waste generated in operations | (Not calculated) | 138 | 146 |
| Category 6 | Business travel | 146 | 363 | 412 |
| Category 7 | Employee commuting | 1,904 | 1,558 | 1,665 |
| Category 8 | Upstream leased assets | N/A | ||
| Category 9 | Downstream transportation and distribution | N/A | ||
| Category 10, 11, 12 | Processing, use, and end-of-life treatment of sold products | N/A | ||
| Category 14 | Franchises | N/A | ||
| Category 15 | Investments | 8,603,177 | 9,757,184 | 9,439,679 |

- *“N/A,” or not applicable, indicates that, due to the nature of the business, there are no emissions for that item, or that calculations were performed under other items.
- *Category 13 is not calculated.
The total value for Scope 3 represents the aggregated result of each category, including decimal values. Due to rounding, however, the total for each category does not add up to the aggregated result.
Compliance
| Item | FY2023 | FY2024 | FY2025 | (Unit) |
|---|---|---|---|---|
| Consultations and requests to the Customer Service Office | 1,056 | 966 | 968 | Cases |
| Complaints | 662 | 659 | 659 | Cases |
| Requests | 354 | 290 | 287 | Cases |
| Compliments | 40 | 17 | 22 | Cases |
| Number of cases received by the Compliance Hotline | 5 | 8 | 11 | Cases |
| Number of fines/settlements exceeding $100 million in the past three years | N/A | N/A | N/A | Cases |
| Total fines/settlements in excess of $100 million in the past three years | N/A | N/A | N/A | JPY |
| Amount of political contributions | N/A | N/A | N/A | JPY |

Human capital (diversity, etc.)
| Item | FY2023 | FY2024 | FY2025 | Scope | (Unit) |
|---|---|---|---|---|---|
| Number of employees | 3,473 | 3,580 | 3,676 | Cons. | People |
| Number of female employees | 1,596 | 1,665 | 1,736 | Cons. | People |
| Ratio of female employees | 46.0 | 46.5 | 47.2 | Cons. | % |
| Average age | 39.1 | 39.3 | 39.3 | years | |
| Average years of service | 14.4 | 14.7 | 14.4 | years | |
| Average years of service for males | 15.4 | 15.8 | 15.4 | years | |
| Average years of service for females | 13.3 | 13.3 | 13.3 | years | |
| Average annual salary*1 | 6,836 | 6,870 | 7,116 | JPY thousand |
|
| Average annual salary Year-on-year change*1 |
1.4 | 0.5 | 3.6 | % | |
| Average monthly salary | 388 | 402 | 413 | JPY thousand |
|
| Wage difference between males and females (all employees) | 59.5 | 60.6 | 61.7 | % | |
| Permanent employees | 70.1 | 71.2 | 71.5 | % | |
| Part-time and fixed-term employees | 67.9 | 70.4 | 69.7 | % | |
| Ratio of employee union membership | 79.4 | 78.9 | 78.7 | % | |
| Number of hires*2 | 161 | 210 | 246 | Cons. | People |
| Number of females hired | 73 | 109 | 120 | Cons. | People |
| Number of new graduate hires | 155 | 180 | 206 | Cons. | People |
| Number of females hired | 67 | 93 | 109 | Cons. | People |
| Number of experienced personnel hires | 6 | 30 | 40 | Cons. | People |
| Number of females hired | 6 | 16 | 11 | Cons. | People |
| Employment rate of people with disabilities | 2.37 | 2.51 | 2.52 | % | |
| Number of employees who resigned for personal reasons | 135 | 138 | 122 | People | |
| Ratio of employees who resigned for personal reasons*3 | 3.9 | 3.9 | 3.4 | % | |
| Number of managers | 874 | 887 | 948 | People | |
| Number of female managers | 135 | 159 | 194 | People | |
| Ratio of female managers*4 | 15.4 | 17.9 | 20.5 | % | |
| Number of management-level personnel | 1,293 | 1,322 | 1,367 | People | |
| Number of female management-level personnel | 297 | 336 | 372 | People | |
| Ratio of female management-level personnel*5 | 23.0 | 25.4 | 27.2 | % | |
| Average number of days of paid leave used*6 | 13.9 | 13.6 | 13.5 | Days | |
| Average paid leave usage rate*6 | 60.4 | 59.1 | 58.7 | % | |
| Childcare leave usage rate | 100.0 | 101.7 | 106.5 | % | |
| Childcare leave usage rate by males*7 | 100.0 | 102.8 | 106.9 | % | |
| Childcare leave usage rate by females*8 | 100.0 | 100.9 | 106.1 | % | |
| Average number of days of childcare leave used (males) | 4.7 | 4.7 | 7.0 | Days | |
| Number of employees using nursing care leave | 2 | 1 | 0 | People | |
| Shortened working hour system usage rate*9 | 18.1 | 20.3 | 22.9 | % | |
| Average number of overtime hours worked | 11.8 | 12.7 | 13.4 | h/month | |
| Engagement score*10 | 4.20 | 4.26 | 4.30 | Cons. | Points |
| Number of work-related accidents | 43 | 40 | 27 | Cases |

- *Items not marked with “Cons.” are the Bank of Kyoto’s non-consolidated results
Human capital (human capital development)
| Item | FY2023 | FY2024 | FY2025 | Unit |
|---|---|---|---|---|
| Number of employees who used the internal open recruitment system*11 | ― | 138 | 107 | People |
| Number of in-house internship participants | 164 | 207 | 203 | People |
| Number of Job and Career Forum participants (Cons.) | 677 | 290 | 278 | People |
| Annual training expenses | 123 | 226 | 123 | JPY mn |
| Annual training hours | 174,288 | 179,774 | 196,959 | Hours |
| Average hours of training per person per year | 55 | 57 | 60 | Hours |
| Number of training participants (total) | 8,767 | 9,799 | 12,494 | People |

- *Items not marked with “Cons.” are the Bank of Kyoto’s non-consolidated results
Social contribution activities
| Item | FY2023 | FY2024 | FY2025 | Unit |
|---|---|---|---|---|
| Social contribution activity expenditure*12 | 125,553 | 81,720 | 57,980 | JPY thousand |
| Donations and contributions to NPOs | 116,496 | 70,560 | 47,889 | JPY thousand |
| Number of financial education participants | 13,980 | 10,132 | 12,258 | People |

Corporate governance
| Item | FY2023 | FY2024 | FY2025 | Unit |
|---|---|---|---|---|
| Number of Directors | 11 | 12 | 11 | People |
| Number of Independent Outside Directors | 4 | 5 | 6 | People |
| Number of Directors who are Audit and Supervisory Committee Members | 5 | 6 | 7 | People |
| Number of female Directors | 3 | 4 | 5 | People |

As of March 31, 2026
- *1Calculated by excluding employees seconded to other companies (the Integrated Report for the previous fiscal year included employees seconded to other companies in the calculation)
- *2Excluding contract employees
- *3Number of employees who resigned for personal reasons during the fiscal year / Number of employees at the start of the fiscal year
- *4Percentage of female workers among all workers in management positions (Calculated in accordance with the provisions of the Act on the Promotion of Women’s Active Engagement in Professional Life)
- *5Percentage of workers in positions of assistant manager or higher who are female
- *6Annual paid leave + the Company’s own paid leave
- *7Number of male employees who took (started) childcare leave during the fiscal year / Male employees whose spouse gave birth during the fiscal year
- *8Number of female employees who took (started) childcare leave during the fiscal year / Number of female employees who gave birth during the fiscal year
- *9Number of users of the system as of the end of the fiscal year / Employees with children who are eligible to use the system (excluding those on leave or secondment)
- *10Conducted for the Bank of Kyoto alone in FY2023, for the entire Group (excluding Sekisui Leasing) in FY2024, and for the entire Group in FY2025 On a scale out of 5 (5 being the highest)
- *11Number of applicants to the Career Challenge System that was established in FY2024
- *12The Company and the Bank of Kyoto